Repossessions
We audit repossession records for accounting errors and Uniform Commercial Code violations to facilitate removal.
Charge-offs
We contest original creditor reports that violate FCRA guidelines or contain inconsistent balance reporting.
Negative Item Removal Solutions
We leverage consumer protection laws to challenge and remove inaccurate or unverifiable accounts from your credit history.
Late Payments
Late marks can devastate your score. We work to challenge reporting delays and verify accurate timestamp data.
Evictions
Clear your rental history. We challenge inaccurate public records and tenant screening report errors.
Collections
Debt collection agencies often lack the legal chain of title. We audit for evidentiary proof of ownership.
Bankruptcies
Removing bankruptcies requires identifying deep systemic inconsistencies between court records and bureaus.
The Roadmap to Restoring Your Credit Score
01
Deep Credit Analysis
We pull your reports from all three major bureaus to identify every negative item—including bankruptcies, evictions, and charge-offs—that are reporting incorrectly or unfairly.
02
Strategic Dispute Execution
Our experts craft custom-tailored dispute packages. We challenge late payments and collections directly with creditors and bureaus, demanding verification as required by law.
We utilize federal consumer protection laws to challenge inaccuracies. Our systematic approach targets negative items such as repossessions, late payments, and collections to clear your path toward financial freedom.
03
Restoration & Growth
As negatives drop off, we guide you on building positive credit history. We monitor your score 24/7 to ensure bankruptcies or repos stay off your report permanently.
Frequently Asked Questions
How do you remove late payments and collections?
We utilize legal frameworks like the Fair Credit Reporting Act (FCRA) to challenge inaccurate or unverifiable late payments and collections, ensuring your report reflects your true financial standing.
Can repossessions and charge-offs truly be deleted?
Yes. Repossessions and charge-offs can be removed if they contain reporting errors or procedural inconsistencies. Our team audits these records to advocate for their immediate deletion.
What is the process for disputing bankruptcies and evictions?
Bankruptcies and evictions are often reported with administrative flaws. We scrutinize public records for any discrepancies or incomplete documentation that warrants removal under federal guidelines.
How long does it take to see results on my credit report?
While every credit profile is unique, most of our clients observe significant deletions and score shifts within 45 to 90 days of our strategic intervention and dispute process.
Is the credit repair process legal?
Absolutely. Federal law gives you the right to dispute any item on your credit report. Our professional advocacy ensures your consumer rights are protected against inaccurate reporting.
Direct Enrollment Plans
Choose the level of intervention required to restore your credit score. Our professional enrollment plans provide tiered solutions for every financial situation.
Standard
$899
Our Most Popular Plan
Designed for individuals serious about approval results
- Full 3-bureau analysis
- Dispute of 3-7 negative accounts
- Multi-round dispute strategy
- Creditor validation letters
- Debt strategy consultation
- Late payment challenges
- Custom credit rebuilding map
- 60-90 day action structure
Premium
$1,250
For complex & major approval goals
- Full 3-bureau deep audit
- 7+ negative account challenges
- Unlimited dispute rounds during program
- Escalated creditor challenges
- Identity & mixed file corrections (if applicable)
- 90-day structured transformation plan
- priority client communication
- Approval preperation strategy (home,auto, or funding
Not Sure What Plan Is Right For You?
Removing inaccuracies starts with professional advocacy. Please provide your phone number and nominate a single preferred time to speak (between 9:00am and 9:00pm, Monday–Saturday) below.
Email Us
info@maiatocapital.com
Call Us
401-771-2082
Secure Credit Report Submission
Ready to reclaim your financial future? Upload your credit report below for a comprehensive review by our expert team. We’ll analyze every detail to identify inaccuracies and build your restoration roadmap.
REMOVE REPOSSESSIONS • DELETE LATE PAYMENTS • CLEAR COLLECTIONS • WIPE CHARGE-OFFS • ERASE EVICTIONS • DISPUTE BANKRUPTCIES • RESTORE YOUR CREDIT SCORE •